Terms of Service

1. Acceptance of Terms

Welcome to Little Wallet. By downloading, installing, or using the Little Wallet application ("App"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

2. Service Description

Little Wallet is a personal financial management application that operates completely offline, providing the following features:

• Recording and tracking income and expenses
• Managing multiple wallets and accounts
• Transferring money between wallets
• Setting up and tracking budgets
• Creating and managing financial goals
• Viewing detailed statistics and reports
• Backing up and restoring data

3. User Account and Responsibilities

When using Little Wallet, you agree to:

• Provide accurate information when using the App
• Be responsible for all activities occurring on your device
• Secure your device and passwords
• Not use the App for illegal purposes
• Not attempt to copy, modify, or reverse engineer the App
• Not distribute or resell the App without permission

4. Data Storage and Ownership

4.1. Local Storage

All your data is stored locally on your device. We do not store or access your data on our servers.

4.2. Data Ownership

You fully own all data that you create and store in the App. We have no right to use or access your data.

4.3. Backup

If you choose to use the backup feature, data will be stored on your cloud service (Google Drive, iCloud). This is subject to the terms and policies of that cloud service provider.

5. License to Use

We grant you a limited, non-exclusive, non-transferable license to:

• Download and install the App on your device
• Use the App for personal financial management purposes
• Receive free updates and patches

This license does not allow you to:

• Use the App for commercial purposes
• Copy, modify, or distribute the App
• Reverse engineer or attempt to extract source code

6. Disclaimer of Liability

6.1. Data Accuracy

The App is provided as a support tool. We are not responsible for:

• The accuracy of data you enter
• Financial decisions you make based on data in the App
• Any financial losses arising from using the App

6.2. Availability

We strive to ensure the App operates stably, but do not guarantee:

• The App will always be available or uninterrupted
• The App is error-free or virus-free
• Results from the App are always accurate or reliable

6.3. Data Loss

You are responsible for backing up your data. We are not responsible for any data loss due to:

• Device or operating system errors
• Uninstalling the App
• Updating or restoring the device
• Any other cause beyond our control

7. Intellectual Property Rights

The Little Wallet application, including design, logo, interface, and source code, is our intellectual property and is protected by copyright and other intellectual property laws.

8. Termination of Use

You may stop using the App at any time by uninstalling it from your device.

We reserve the right to terminate or suspend your access to the App if you violate these Terms.

9. Updates and Changes

9.1. App Updates

We may release updates, upgrades, or new features. You should update the App regularly for the best experience.

9.2. Changes to Terms

We reserve the right to change these Terms at any time. We will notify you of significant changes through:

• Updates in the App
• Notifications on the website
• Email (if you have provided one)

Continued use of the App after changes means you accept the new Terms.

10. Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

• Any direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Any third-party claims

11. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Vietnam.

Any disputes arising from or relating to these Terms will be resolved through good faith negotiation. If no agreement is reached, disputes will be resolved in a court of competent jurisdiction.

12. Contact

If you have any questions about these Terms of Service, please contact us at:

• Email: moneycare2026@gmail.com
• Website: litlewallet.org

13. General Terms

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Our failure to enforce any right or provision shall not be considered a waiver of that right or provision.